Chapter 2

I stood outside the Grand Wellington with my phone pressed against my ear.
My mother was breathing so heavily that I could hear it over the traffic.
"Discover what?" I asked.
"Nia, stop asking questions and come back inside."
I looked through the glass doors.
A waiter hurried across the lobby carrying a folder.
Behind him, two men in dark suits were speaking with the restaurant manager.
I recognized one of them.
Gerald Price.
My mother's longtime financial adviser.
I hadn't known he would attend.
"Mom, what arrangement did you make?"
"That's none of your business."
I almost laughed.
"Then why are you asking me to pay for it?"
Silence.
Then she snapped, "After everything I've done for you, this is how you repay me?"
My throat tightened.
I'd heard those words my entire life.
Whenever I refused to lend Claire money.
Whenever I declined to cover Marcus's credit card bill.
Whenever I chose to spend a holiday with friends instead of serving my mother's guests.
After everything I've done for you.
It was the sentence she used whenever she wanted me to forget what she'd done to me.
"I'm not coming back to be humiliated again."
"Nia!"
I ended the call.
My hands shook.
Then I called the event coordinator.
Her name was Olivia Grant.
She answered immediately.
"Ms. Carter, thank you for calling."
"Please explain the additional charges."
Olivia hesitated.
"The original event package included dinner, flowers, entertainment, and standard service."
"I know. I approved that contract."
"Your mother subsequently requested several upgrades."
I stared at the street.
"What upgrades?"
"A premium wine service, an extended band performance, additional floral displays, and a private presentation package."
My stomach tightened.
"What presentation?"
Olivia lowered her voice.
"A business announcement."
I stood motionless.
"What business announcement?"
"Your mother arranged for an investor to address the guests after dessert."
I closed my eyes.
Gerald Price.
Of course.
"Was this part of my booking?"
"No. Mrs. Carter requested a separate addendum under her name."
"Then why is there a problem with my payment?"
"Because the booking deposit was attached to your card, and the event team initially believed you intended to cover the entire evening."
I took a breath.
"Is the remaining balance legally mine?"
"That depends on the signed agreements. Our manager is reviewing them now."
I appreciated her honesty.
Then she continued.
"There's something else."
My stomach tightened.
"Go ahead."
"The private presentation included printed materials identifying you as a financial supporter."
I stared at the glass doors.
"Financial supporter of what?"
"A family investment initiative."
My blood turned cold.
I'd heard that phrase before.
Three months earlier, my mother had asked whether I would invest in something she called the Carter Legacy Project.
She described it as a charitable program helping women start businesses.
I told her I needed proper financial statements before considering any commitment.
She became furious.
She accused me of caring more about money than family.
Then the subject disappeared.
Or so I thought.
"Olivia, did anyone use my name on a financial document?"
"I haven't reviewed the presentation materials personally. They're being held by our event manager."
"Please preserve them."
"I will pass along your request."
I thanked her.
Then I called my attorney, Angela Brooks.
Angela had helped me establish my real estate development company six years earlier.
She knew every major contract I'd signed.
And she knew how often my family asked for money.
When I explained the situation, she became serious.
"Do not authorize any additional charges until we review the documents."
"I already withdrew authorization."
"Good. Keep the messages and request copies of every agreement bearing your name."
I leaned against my car.
"Angela, what if Mom promised investors I'd support the project?"
"Promises aren't automatically enforceable against you. But we need to see exactly what was represented."
I nodded.
Then my phone rang again.
Marcus.
I hesitated.
This time, I answered.
"Nia, where are you?"
"Outside."
"Mom is losing her mind."
I looked toward the entrance.
"That's unfortunate."
He sighed.
"Please don't do this."
My chest tightened.
"Do what?"
"Embarrass the family."
I stared at the phone.
"Marcus, she told me to eat in the bathroom."
He was silent.
I continued.
"You watched her pull my chair away."
"I didn't want to make things worse."
"So you made sure they were worse for me."
He swallowed.
"Nia, I know she was wrong."
I felt tears rise.
"Then why didn't you say anything?"
"Because you know how Mom gets."
I closed my eyes.
That was always the answer.
Mom gets angry.
Mom gets upset.
Mom doesn't like being challenged.
And somehow, avoiding her anger had become more important than protecting anyone she hurt.
"Marcus, what is Gerald doing there?"
He hesitated.
"He's making some kind of announcement."
"About what?"
"A family development company."
My stomach dropped.
"Did Mom mention my business?"
Silence.
"Marcus."
He lowered his voice.
"She said you agreed to help finance it."
I felt sick.
"I never agreed."
"I know that now."
"Did you know before tonight?"
He didn't answer.
That was answer enough.
I took a breath.
"Tell Gerald I haven't authorized any investment."
"Nia, please come back and explain it yourself."
"No."
I ended the call.
Then I opened my email.
Buried beneath vendor confirmations was a message from Gerald's office.
Its subject line read:
Carter Legacy Initiative — Founding Partner Confirmation.
The message was dated six weeks earlier.
I opened it.
A document was attached.
My name appeared on the first page.
Nia Carter.
Founder and Chief Executive Officer, Carter Development Group.
Beneath it was a proposed commitment.
Five hundred thousand dollars.
I stared at the screen.
I had never agreed to contribute that amount.
I had never signed the document.
But when I opened the final page, my heart nearly stopped.
A signature appeared beside my name.
It looked almost exactly like mine.
Then I noticed something even worse.
The document was dated the day my mother had asked me to sign a birthday card for Aunt Patricia.
I remembered her placing several papers beneath the card.
She told me the stack was only there to protect the table from the pen.
Had she used that moment to obtain my signature?
Or had someone copied it?
I didn't know.
But I knew one thing.
The dinner hadn't been organized simply to celebrate my mother's birthday.
It had been designed to announce an investment I had never approved.
My phone vibrated.
A message from Olivia.
Ms. Carter, the restaurant manager has confirmed that the additional business presentation was contracted separately by Mrs. Evelyn Carter. Your original deposit remains applied to the dinner. We are not charging your card for the unauthorized upgrades.
I exhaled.
Then another message arrived.
The total amount outstanding under your mother's addendum is $48,760.
I stared at the number.
Nearly fifty thousand dollars.
My mother had spent more on additional services than I'd expected the entire dinner to cost.
Then Olivia sent one final message.
The investor has requested that the presentation be stopped until the authorization issue is resolved.
I closed my eyes.
For the first time, I understood why Mom was panicking.
She wasn't simply afraid of an expensive restaurant bill.
She was afraid the people she'd invited would discover that her wealthy, successful daughter had never promised to fund their investment.
I got into my car.
Then I called Angela.
"I found a document with my signature on it."
Her voice sharpened.
"Do not alter it. Forward the original email and attachment."
I did.
She examined the file.
Then she called me back.
"Nia, I need you to listen carefully."
My stomach tightened.
"What?"
"The document doesn't merely promise an investment."
I gripped the steering wheel.
"What does it do?"
Angela took a breath.
"It appears to offer a security interest in assets belonging to your company."
I stared through the windshield.
My mother's humiliation had been painful.
The restaurant bill had been outrageous.
But now I was facing something far more serious.
May you like
Someone had tried to place my business at risk.
And my own signature was sitting at the bottom of the document.