Chapter 5

I stared at my mother's signature until my eyes burned.
Renee Williams.
Her name appeared beneath a document supposedly authorizing changes to an education account.
A document dated years after her death.
I felt sick.
"Grandma, how could anyone do this?"
Grandma Evelyn closed her laptop.
Her expression was filled with pain.
"I don't know, sweetheart."
I shook my head.
"Mom isn't here to defend herself."
Grandma's eyes filled.
"I know."
For years, I'd protected the few things I still had from my mother.
Her necklace.
A small box of photographs.
A handwritten birthday card she gave me when I turned five.
And now someone had used her name to try to take my future.
I felt angry.
Not the quiet hurt I usually carried when Monica criticized me.
Real anger.
The kind that made my hands shake.
I stood.
"I'm going to talk to her."
Grandma gently caught my wrist.
"Nia."
I looked at her.
"She forged Mom's signature!"
"We have evidence suggesting the signature was copied. Let the investigators establish who did it."
I swallowed.
"But—"
Grandma shook her head.
"Don't let anger put you in a situation where someone can hurt you or twist your words."
I closed my eyes.
She was right.
I sat down again.
Then I began crying.
Grandma held me.
"I know, baby."
I sobbed against her shoulder.
"She didn't even know Mom."
Grandma stroked my braids.
"Your mother's memory belongs to you. Nobody can take that."
For the next several days, the situation became more serious.
The trust administrator preserved the suspicious documents.
Grandma's attorney contacted the appropriate authorities.
Dad hired an independent financial adviser to review the household accounts.
And Monica stopped responding to family messages.
I stayed with Grandma.
For the first time in years, I didn't have to hear Monica criticize my clothes or question my future.
The house felt peaceful.
But my mind wasn't.
Every time my phone rang, I expected bad news.
Every unfamiliar number made my stomach tighten.
I kept wondering what else Monica had done.
Then something unexpected happened.
My stepbrother, Jordan, called me.
He was sixteen.
Monica's son from her first marriage.
We'd lived in the same house for seven years.
We weren't especially close.
Not because I disliked him.
But because Monica always compared us.
If Jordan got a B, she celebrated.
If I got an A, she asked why it wasn't higher.
If Jordan needed new shoes, she bought them immediately.
If I needed school supplies, she complained about the cost.
Over time, we'd stopped talking much.
When his name appeared on my phone, I hesitated.
Then answered.
"Hey, Jordan."
His voice sounded nervous.
"Nia?"
"Yeah?"
"Can we talk?"
I sat down.
"Sure."
He hesitated.
"Mom's really upset."
My stomach tightened.
"I know."
He took a breath.
"She keeps saying you're trying to ruin her life."
I closed my eyes.
"I'm not trying to ruin anyone's life."
Jordan was quiet.
Then he whispered, "I know."
I looked up.
"What?"
He swallowed.
"I heard what happened at your party."
My heart tightened.
"I'm sorry you had to hear that."
He hesitated.
"Mom shouldn't have grabbed your stole."
I felt tears rise.
"Thank you."
He continued.
"And she shouldn't have tried to take your money."
I froze.
"Jordan, what do you know?"
He went silent.
I waited.
Then he whispered, "She told me something last month."
My stomach tightened.
"What?"
"She said Grandma Evelyn was hiding money from our family."
I stared at the wall.
Jordan continued.
"She said it wasn't fair that you got a college fund while I didn't."
My heart broke.
"Jordan..."
He interrupted.
"I didn't believe her."
I swallowed.
"Why not?"
His voice cracked.
"Because Grandma Evelyn isn't my grandmother."
I closed my eyes.
He continued.
"She loves me. She always sends me birthday cards. But I know the money she saved for you is yours."
Tears slipped down my cheeks.
For years, I'd assumed Jordan agreed with his mother.
But maybe he'd been trapped between us.
Maybe he'd been afraid to speak.
"Jordan, I'm sorry this is happening."
He sniffled.
"Me too."
Then he whispered, "There's something else."
I felt my stomach tighten.
"What?"
"Mom asked me to sign a paper."
I froze.
"What kind of paper?"
He hesitated.
"She said it was for family financial planning."
My pulse quickened.
"Did you sign it?"
"No."
Relief washed over me.
"Why not?"
He took a breath.
"Because I saw your name on it."
My heart stopped.
"What did it say?"
Jordan swallowed.
"I didn't understand all of it."
I waited.
"But it had something about transferring education funds."
I closed my eyes.
Monica had tried to involve her own teenage son.
I felt sick.
"Jordan, where is the paper?"
He hesitated.
"In Mom's office."
I took a breath.
"Don't touch anything. Don't argue with her. Just tell Dad what you saw when it's safe."
He nodded.
"Okay."
Then he whispered, "Nia?"
"Yeah?"
"Are you mad at me?"
My heart broke.
"No."
He began crying.
"I didn't want any of this."
I wiped my cheeks.
"Neither did I."
For the first time, I realized Jordan was hurting too.
His mother had been making him believe my college fund was something he deserved.
She'd created a competition between us.
But Jordan hadn't asked for it.
I took a breath.
"Jordan, you're my brother."
He was quiet.
Then whispered, "Really?"
I smiled through tears.
"Really."
He began crying harder.
We stayed on the phone for almost an hour.
We talked about school.
His plans.
His dream of studying engineering.
Then he asked whether I thought he could earn a scholarship.
I smiled.
"Absolutely."
He laughed softly.
"Maybe you can help me with applications."
My heart warmed.
"I'd love to."
After the call, I told Grandma.
She listened carefully.
Then nodded.
"That boy has a good heart."
I smiled sadly.
"I think so."
Grandma took my hand.
"Don't let Monica's choices destroy your relationship with him."
I nodded.
"I won't."
Later that evening, Dad called.
His voice sounded exhausted.
"Nia."
"Hi, Dad."
He took a breath.
"I spoke with Jordan."
My stomach tightened.
"Is he okay?"
"He's shaken."
I nodded.
Dad continued.
"He told me about the paper Monica asked him to sign."
I closed my eyes.
"What did you find?"
He hesitated.
"Something worse than I expected."
My heart pounded.
"What?"
Dad swallowed.
"The document wasn't only about your college fund."
I stared at the wall.
"What else?"
"It involved the house."
My stomach dropped.
"Our house?"
"Yes."
I froze.
Dad continued.
"Monica tried to use both the family home and your education trust as financial security for a business arrangement."
I couldn't breathe.
"Did she succeed?"
"No. The documents were rejected."
Relief washed over me.
But Dad wasn't finished.
"Nia, there's another problem."
My chest tightened.
"What?"
"The business lender says Monica presented information suggesting you had agreed to contribute your trust money."
I stared at him.
"But I never agreed."
"I know."
His voice broke.
"And she included a statement claiming your late mother would have supported the arrangement."
I covered my mouth.
For a moment, I couldn't speak.
Then Dad whispered, "Sweetheart, I'm so sorry."
I closed my eyes.
The betrayal had grown beyond anything I'd imagined.
Monica wasn't simply jealous of my college money.
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She had tried to turn my inheritance, my father's home, my stepbrother, and even my mother's memory into tools for saving her business.
And now the truth was catching up with her.