Chapter 4

I didn't sleep that night.
I sat at my desk until almost four in the morning, staring at the photograph on my phone.
The signature looked disturbingly similar to mine.
Marcus Brooks.
Every letter was carefully formed.
Even the unusual way I crossed the final stroke of the B had been copied.
But I knew one thing with absolute certainty.
I had never signed that document.
At seven the next morning, I called Attorney Rachel Carter.
She answered on the third ring.
"Mr. Brooks?"
"Yes. I received your message."
"I'm glad you called."
"How did you get my number?"
She hesitated.
"Your wife provided it during a preliminary consultation."
"Why are you contacting me?"
"Because the document I reviewed raised concerns."
I gripped the phone.
"What concerns?"
"Your wife indicated that both parties had already agreed to divide certain assets."
"We haven't."
"She also provided what appeared to be a signed draft agreement."
"That signature isn't mine."
Rachel was quiet.
"That's what I suspected might be the case."
I stared at the wall.
"Why?"
"Because when I asked whether you had consulted your own attorney, she became evasive. She then requested that I treat the document as final without speaking to you."
My stomach twisted.
"What exactly does the document say?"
"I cannot advise you as your attorney because your wife originally contacted our office. But I can tell you it refers to a proposed transfer of your premarital residence into joint ownership."
I closed my eyes.
My house.
The house I had bought before meeting Nia.
The house I had renovated with savings accumulated over fifteen years.
The house where my mother now lived.
Nia had apparently been trying to change its ownership without my knowledge.
"I need a lawyer."
"Yes," Rachel said. "Immediately."
She gave me the number of a family-law attorney who had no connection to her office.
Before ending the call, she added something that made my chest tighten.
"Mr. Brooks, please preserve your financial records. And do not sign anything presented to you as routine paperwork until you've received independent advice."
I thanked her.
Then I called my bank.
I requested recent statements for every account that Nia and I shared.
An hour later, I sat at my kitchen table with a stack of printed transactions.
Mom brought me coffee.
"What's wrong, sweetheart?"
I tried to smile.
"Just some paperwork."
She looked at my face.
"Marcus, I raised you. I know when you're hiding something."
I sighed.
"Nia may have been making financial decisions without telling me."
Mom sat down slowly.
"How serious?"
"I don't know yet."
She reached for my hand.
"Whatever happens, you won't face it alone."
Her words almost broke me.
All my life, she had said some version of that sentence.
When Dad died.
When I failed my first college exam.
When my first business collapsed.
When Nia and I lost our baby.
My mother had always been there.
And I had almost allowed someone to convince her she was unwanted.
I returned to the statements.
At first, everything looked normal.
Mortgage payments.
Utilities.
Groceries.
Then I noticed several large transfers.
Three thousand dollars.
Five thousand.
Seven thousand five hundred.
All sent to an account labeled D. WILLIAMS CONSULTING.
Diane's last name was Williams.
I checked the dates.
The first transfer had occurred five months earlier.
The total exceeded twenty-six thousand dollars.
I called Nia.
She answered immediately.
"Marcus?"
"What is D. Williams Consulting?"
Silence.
Then a sigh.
"You're going through our bank accounts?"
"Answer the question."
"It's my mother's business."
"Why have we transferred twenty-six thousand dollars to it?"
"Because she needed help."
"Twenty-six thousand dollars?"
"Don't act like we're poor."
"That's not the point."
"Then what is?"
"You took money from our joint savings without discussing it with me."
Nia's voice sharpened.
"That account belongs to both of us."
"Yes. Which means we should both know what's happening to it."
"My mother was facing financial disaster."
"And you thought hiding it was the solution?"
"I knew you'd say no."
I stared at the statements.
"Because you never asked."
Nia fell silent.
Then she said something unexpected.
"Marcus, you need to understand that my mother isn't a bad person."
"I never said she was."
"She's scared."
"So is mine."
"Please stop bringing Evelyn into everything."
I inhaled slowly.
"Nia, I received a document with my forged signature."
Her breathing changed.
"What document?"
"A marital settlement agreement."
"Who sent that to you?"
"That's what you're worried about?"
"Marcus, listen—"
"Did you sign my name?"
"No!"
"Did your mother?"
"I don't know!"
The answer came too quickly.
I waited.
Nia began crying.
"Everything has gotten so complicated."
"What has?"
"I was trying to protect us."
"By transferring my house?"
"I didn't want to lose everything."
I felt a chill.
"Lose what?"
She whispered, "You need to talk to my mother."
Then she ended the call.
I immediately contacted the attorney Rachel had recommended.
His name was Samuel Price.
He agreed to meet me that afternoon.
By three o'clock, I was sitting across from him in a quiet office downtown.
Samuel was in his fifties, with silver hair and a calm expression.
He examined the documents carefully.
"Do you recognize these signatures?"
"One is mine. The others aren't."
He separated the legitimate records from the disputed ones.
"Have you ever authorized your wife to sign legal documents on your behalf?"
"No."
"Have you ever discussed transferring ownership of your house?"
"Never."
He nodded.
"Then we need to act carefully."
He explained that a proposed agreement would not automatically transfer ownership, but the suspicious paperwork required immediate attention.
We would obtain copies of the records, confirm whether anything had been filed, and examine the financial transfers.
He also advised me to separate my personal finances from accounts that could be accessed without my consent, while preserving all records and following applicable legal procedures.
Before leaving, I asked one question.
"Do you think my wife is trying to steal my house?"
Samuel looked at me.
"I don't have enough evidence to answer that."
He paused.
"But I think someone is trying very hard to make you believe you've agreed to something you haven't."
That evening, I returned home to find my mother waiting near the front door.
Her face was pale.
"Marcus, someone came by."
"Who?"
"A man."
"What man?"
"He said he was a debt investigator."
My stomach dropped.
"What did he want?"
"He asked whether Diane Williams lived here."
I stared at her.
"What did you tell him?"
"That she didn't."
Mom swallowed.
"Then he asked whether this house was being used to guarantee a business loan."
The room seemed to tilt.
I gripped the back of a chair.
"What did you say?"
"I told him I didn't know anything about a loan."
She handed me a business card.
On the back, someone had written a telephone number and four words.
CALL BEFORE FRIDAY'S DEADLINE.
I looked at the card.
Then at my mother.
May you like
And for the first time, I understood that Nia might not simply be trying to take control of my house.
She might already have dragged it into a much larger financial disaster.